There was just a commercial made by credit karma do you might’ve seen it starts off with a person/2 females in a room one time goes on to credit karma and one of the women turn into a dog that I said something along the lines of it’s super easy to change your credit scores
also when my brother saw this ad he said that’s not how life works you can’t just turn the woman into a dog
trivia The other girl in the ad was the girls mother